Surrey Services for Seniors Havertown Lecture Series

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Havertown is home to one of five Surrey locations. It is open 9 – 4, Monday – Friday.  Surrey – Havertown is a vibrant senior community center located in a residential section of Havertown, in Haverford Township, Delaware County, Pennsylvania. This Center, has been providing innovative and effective programs, services and opportunities for adults 55+ since 1984. Participants come from several townships within Delaware County, as well as from Montgomery and Philadelphia Counties.

The Havertown Center offers a wide variety of both activities and volunteer opportunities, all designed to encourage healthy living and lifelong learning.  Lunch is available daily from 11:45 – 12: 30 for a recommended donation of $2.

Today, Kevin Toll gave an educational lecture on Downsizing and preparing your home for sale.  If you were unable to attend the lecture, here are a few of the great tips he shared:

Tips to help you downsize & prepare your home for sale:

1) Get Started- as simple as that. Don’t wait for tomorrow, start today and start in the room/area of your house you use the least.

2) Eliminate the clutter- not just inside but also outside

3) Repair- cabinet doors that don’t shut properly, dripping faucets and any bigger issues such as the hot water heater or A/C unit.

4) Refresh- the outside and inside- trim the shrubs, clean the windows, add a new welcome mat

5) Maintain- after your home is ready to be sold, now the most important thing is to keep it that way!

 

To get the best sale price for your home, I suggest that is is clutter free, has good curb appeal and leaves prospective buyers with a good first impression.  Start early, have a plan and ask help if needed.

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Rent Versus Buying – Rate Sheet for August 15th 2014

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Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs,
how much you are paying for rent, and how much you will have to pay each year in order to maintain your home.
If you were to pay $2,100.00 per month, for example, and the average rental payment increase was 4.000%, you would
pay $199,037.02 in a 7 year period toward rent. If you purchased a home and borrowed $315,000.00 with a 4.375%
interest rate, and you paid $1,500.00 every year toward its maintenance, you would pay $186,010.88 in a 7 year period
toward mortgage payments if your Federal tax rate is 28.000%, you pay $3,900.00 in taxes each year and your annual
insurance rate is $950.00.

When you consider your tax benefits and the appreciation of your home, however, you will actually SAVE money by
purchasing a home. If your home shows an annual appreciation of 4.000% and your selling cost is 7.000%, your house
appreciation value will be $460,576.12. As a result, your total home purchase benefit will amount to $175,620.30.

Mortgage Interest Rates for August 15th, 2014 provided by Prosperity Home Mortgage.

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*Rates are subject to change due to market fluctuations and borrower’s eligibility. Payment amounts do not include amounts for taxes and insurance. Actual monthly payment could be higher.

For professional use only. Not intended for consumer distribution.

*Rates are subject to change due to market fluctuations and borrower\’s eligibility. Payment amounts do not include amounts for taxes and insurance. Actual monthly payment could be higher. For professional use only. Not intended for consumer distribution.
(c) 2014 Vantage Production, LLC. All rights reserved.

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Havertown (19083) Homebuyer Review

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Malvern, Paoli, and Berwyn Housing Market Updates- July 2014

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Interested in what is happening in the real estate market for Malvern, Paoli and Berwyn ( Zip Code(s): 19355, 19301, 19312 and 19333)?

Click here to review the full housing market update.

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Havertown 19083- July Market Updates

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Interested in  the real estate market in the Havertown 19083 area? Click here to see the report in detail.

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A heartfelt thank you

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It’s the little things that make my job very rewarding!

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5 star review from Havertown Homebuyer

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5 Star Review from a Havertown Homebuyer

“We had the pleasure of working with Kevin Toll to buy our first home. We were using two Realtors when we first contacted Kevin about a listing through a real estate website about a property available. It was a Friday afternoon and he was able to show us the house on Saturday morning along with two other houses in the same town. We were impressed with his responsiveness and decided to include him as one of our primary Realtors.
It didn’t take long for Kevin to become our only Realtor. He was always responsive, was able to get us into see properties on short notice, and was willing to work around our schedule for showings. He showed us 30+ properties over several months and never pressured us once. In fact, he listened to our feedback and provided direction by recommending a neighborhood that we were not previously considering. And when we finally made an offer on a home in that neighborhood, he provided sound advice that not only saved us money, but also closed the deal quickly. Kevin also did not take a transactional approach. After the closing, he remained in touch and helped resolve an issue that popped up. Kevin is an honest and personable individual with excellent market knowledge. We will definitely be recommending him in the future.” - Adam M.

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Providing Advertising and Marketing exposure for my listings

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I am proud to say that my home sellers listing’s is getting a lot of publicity.  Are you one of the 108,477 that have seen my ad for this Havertown (19083) Listing?  It has been on websites like USA Today, as seen here on July 27th!

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Havertown Homes- Colonial Style

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Havertown has a plethora of home styles. I will be featuring different home styles on my blog so that prospective Havertown Homebuyers will be able to see the different styles of homes in the area.  The variety of home styles is one of the many features that makes Havertown so attractive to potential homebuyers.

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Colonial Style home- Stone

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Colonial Style home with front porch

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How do you net your fruit trees?

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Its been a summer of protecting our gardens…I’ve already netted the berry patch and only found 1 bird who managed to find their way in, which after some tweaking, I haven’t seen anymore.  We got delicious strawberries, raspberries and now blackberries from that garden.

Its been a summer of protecting our gardens…I’ve already netted the berry patch and only found 1 bird who managed to find their way in, which after some tweaking, I haven’t seen anymore.  We got delicious strawberries, raspberries and now blackberries from that garden.

The next area to be protected from squirrels and birds was our peach trees. We did a lot of pruning and other maintenance this year already to battle the peach tree leaf curl we had; then the summer storms have all but knocked off almost all of the peaches on the end two trees, so we wanted to save the fruit from the middle tree as best as possible.  Kevin made a tasty peach cobbler from peaches we froze last year, so I wanted to make sure we had the same success this year.  (He made fresh whipped cream to serve with it!)

peach cobbler

 

We did a lot of research online, and many discussion boards suggested covering the entire tree (they must have smaller trees, because ours are about 15-16 ft high), which that would be A LOT of netting to cover the entire tree.  So, I selected to cover just sections of the tree that were fruit bearing with netting (as well as just use the left over netting I already had).

I selected sections of the tree that were bearing the most fruit and looked promising. I cut a large section of netting off, draped it over the branches and used safety pins (yes, the safety pins I have been saving from all of my races and bibs- again I’m repurposing this summer :), to pin the netting into place. I figure the safety pins would be easy to secure the netting in place, as well as easy enough to remove when I was ready to pick the fruit.

So far so good, I will keep you posted how my netting project works out. If all goes well, I will be posting about my frustration of blanching, peeling and freezing the peaches in a few short weeks!

How do you net your fruit trees?

 

Netted peach trees

Netted peach trees

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