LaSalle Connections- Alumni Support and Business Opportunities

Screen Shot 2014-09-26 at 9.51.11 AM

Alumni relationships are very important to me. In my Havertown real estate office there are currently four LaSalle Alumni that are working on my team. I believe in giving back and supporting your community. That is why I choose to support LaSalle Explorers as a proud Alumnus of LaSalle.

 

Screen Shot 2014-09-26 at 9.51.11 AM

Be Sociable, Share!

Havertown Day- Saturday September 27th

Screen Shot 2014-09-23 at 8.28.19 PM

Screen Shot 2014-09-23 at 8.28.19 PM

Be Sociable, Share!

Havertown Home for Sale- 200 Foster Ave- Chatham Park

Screen Shot 2014-09-19 at 8.01.16 AM

Screen Shot 2014-09-19 at 8.01.16 AM

Click here to see more photos.

Welcome to this meticulously maintained Single Family Home in sought after Chatham Park neighborhood in lovely Havertown. Walk up the new steps, past the new front patio and into the front door of this 4 bedroom home. To the right you will find a very spacious formal living room which is currently being used as a playroom and sitting room. Just across the hallway is the formal dining room complete with chair rail and crown molding, spacious in size and enough room for a dining table that seats eight comfortably. Through the dining area you will find the beautifully done Kitchen complete with more than enough counter and cabinet space and breakfast bar that opens into the spacious family room. The newly tiled Kitchen flooring extends into the main floor laundry area and into the updated half-bath. Sliders lead to the great sized new fully fenced in back yard with back patio and custom fire pit making this the perfect spot for entertaining friends and family. There is also an outdoor shed for extra storage. Continue upstairs where you will find the large Master Bedroom with walk-in closet and Master Bath with updated shower piping. A spacious hall bath and 3 more good sized bedrooms complete the rest of this home. New Heater/Furnace System(2013), New Central A/C(2013), New Hot water Heater(2013), New Propane fireplace and Both floors of this home have been newly painted. Spacious floored attic for storage and very large Walk-In height crawlspace that stretches the entire length of the home for added storage space. Too many updates and upgrades to this home, you must see for yourself to truly appreciate! This is not one to miss out on, schedule your appointment today and make this house yours to call home!

Be Sociable, Share!

Havertown Housing Market News- August 2014

kevinheadshotcrop

For August 2014 Havertown Housing Market news, click here. Screen Shot 2014-09-15 at 5.20.52 PM Screen Shot 2014-09-15 at 5.21.02 PM Screen Shot 2014-09-15 at 5.21.08 PM Screen Shot 2014-09-15 at 5.21.20 PM

Be Sociable, Share!

Now is the time to buy- Read more to find out why?

In a recent article from Housingwire and Brena Swanson she wrote about why now is the time to buy.

Here are some of her thoughts;

Winter brought a surprise polar vortex that fed into aspring home-buying season that didn’t produce astounding results, but the remaining month of summer and rest of the year are projected to finally produce strong housing activity, according to Redfin Chief Economist Nela Richardson.

“Homebuyers who have been willing to wait for better deals are starting to be rewarded for their patience, as sellers drop listing prices to meet buyers’ more value-focused expectations,” Richardson said.

“Two market developments in July are spurring this change in housing activity as the market transitions from the summer to the fall buying season,” she added.

1. Home-price slowdown

Home-price growth was mostly flat in July for the first time in five months, Richardson explained.

As Senior Financial Reporter Trey Garrison said Friday morning, home-price growth has slowed across the board, and Capital Economics says the slowdown will likely meet the company’s forecast for inflation to slow to 4% in 2015.

“Even we were a little surprised by the consecutive month-on-month declines in house prices during April, May and June on the new monthly Case-Shiller national measure,” said Paul Diggle, property economist with Capital Economics. “Echoing that message, the Case-Shiller 20-City measure of house prices fell during the latest two months.”

2. End of seller’s market

“The second is a shift in pricing power from sellers to a more balanced market. That shift has been nearly nine months in the making from when sales began to first decline last November,” Richardson said.

Back in October, HousingWire reported that sellers were starting to lose their dominance in the market, with 72% of surveyed agents describing now as a good time to sell compared to 86% in the second quarter of 2013.

“We expect the confluence of these two trends to drive an unusual surge in home sales this fall. We also expect prices to continue to flatten, and to potentially decline month over month in September or October. If that happens, it will be the first three-month price decline since the fall 2012,” Richardson concluded.

 

Be Sociable, Share!

100% Down Payment Gifting now available through Prosperity Mortgage

We all know that today’s home buyers want choices in home financing, especially first time homebuyers.  In the past, using 100% gift funds as a source for down payment meant buyers had to use FHA financing, they had no other choice even if they would otherwise qualify for a conventional loan.  We have changed that.   We have recently enhanced our guidelines to allow 100% gift funds as down payment on both FHA AND Conventional loans.  This will help you find and qualify more buyers and save them money when they qualify by avoid paying the higher PMI Costs that are associated with an FHA loan.

100% Down Payment Gift Financing Features:

  • ·        Entire down payment can be gifted by another person (with as little as 5% down conventional)
  • ·        Available on FHA and NOW Conventional Loans.
  • ·        Available for loans up to $417,000
  • ·        Available on 1 unit, Primary residences only

 

 Contact Jeremy Durkin with Prosperity Home Mortgage for more information.

 

  

 

Be Sociable, Share!

Route 3 Repaving Begins Monday 9/15

A $5.8 million project to repair and resurface nearly 5 miles of Route 3- West Chester Pike will begin Monday night September 15.

PennDOT will repair and repave the deteriorated riding surface on Route 3 (West Chester Pike) between Lawrence Road and the Philadelphia County line in Marple, Haverford and Upper Darby townships and Milbourne Borough. In addition, crews will paint new traffic lines and install new curb ramps.

Roadwork on West Chester Pike will start at Lawrence Road and proceed east. Crews will repair the road base and adjust utility manholes weekdays from 9 a.m. to 3 p.m. and pave the highway on Sundays through Thursdays from 9 p.m. to 5 a.m. The contractor will work Friday nights and Saturdays in the event work is postponed during the week because of rain.

Motorists traveling on West Chester Pike are advised to allow extra time during construction because slowdowns will occur when traffic is restricted to a single lane.

The resurfacing of West Chester Pike is expected to finish in mid-November. Construction to install new curb ramps along the highway will continue through September 2015.

This pavement improvement project is financed with 100 percent state funds from Act 89, signed by Gov. Tom Corbett in November. Due to Act 89, more than $2.1 billion in statewide highway and bridge projects are beginning in 2014, $600 million more than what would have been available without Act 89. More than 250 of roughly 900 projects are beginning this year due to the new transportation plan, including 26 in the Philadelphia region.

Of the more than 1,500 miles expected to be resurfaced because of Act 89 this year, nearly 120 are in the five-county Philadelphia region.

Be Sociable, Share!

Haverford Fall Music Fest- stop by & say Hi!

IMG_6447

 

 

 

 

Screen Shot 2014-09-03 at 7.06.22 PM

 

What are you doing this weekend?  Come to the Haverford Music Fest on Saturday September 6th from noon-9:30 and stop by my Kevin Toll Team tent for a free give-away.  I will also be collecting new school supplies for those in need in the area. Hope to see everyone out for a great event. 

IMG_6447

 

The music is taking place on Darby & Eagle Roads in Havertown (19083). 

 

Screen Shot 2014-09-03 at 7.10.47 PM

Be Sociable, Share!

Surrey Services for Seniors Havertown Lecture Series

IMG_7207

IMG_7207

 

Havertown is home to one of five Surrey locations. It is open 9 – 4, Monday – Friday.  Surrey – Havertown is a vibrant senior community center located in a residential section of Havertown, in Haverford Township, Delaware County, Pennsylvania. This Center, has been providing innovative and effective programs, services and opportunities for adults 55+ since 1984. Participants come from several townships within Delaware County, as well as from Montgomery and Philadelphia Counties.

The Havertown Center offers a wide variety of both activities and volunteer opportunities, all designed to encourage healthy living and lifelong learning.  Lunch is available daily from 11:45 – 12: 30 for a recommended donation of $2.

Today, Kevin Toll gave an educational lecture on Downsizing and preparing your home for sale.  If you were unable to attend the lecture, here are a few of the great tips he shared:

Tips to help you downsize & prepare your home for sale:

1) Get Started- as simple as that. Don’t wait for tomorrow, start today and start in the room/area of your house you use the least.

2) Eliminate the clutter- not just inside but also outside

3) Repair- cabinet doors that don’t shut properly, dripping faucets and any bigger issues such as the hot water heater or A/C unit.

4) Refresh- the outside and inside- trim the shrubs, clean the windows, add a new welcome mat

5) Maintain- after your home is ready to be sold, now the most important thing is to keep it that way!

 

To get the best sale price for your home, I suggest that is is clutter free, has good curb appeal and leaves prospective buyers with a good first impression.  Start early, have a plan and ask help if needed.

Be Sociable, Share!

Rent Versus Buying – Rate Sheet for August 15th 2014

kevinheadshotcrop

Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs,
how much you are paying for rent, and how much you will have to pay each year in order to maintain your home.
If you were to pay $2,100.00 per month, for example, and the average rental payment increase was 4.000%, you would
pay $199,037.02 in a 7 year period toward rent. If you purchased a home and borrowed $315,000.00 with a 4.375%
interest rate, and you paid $1,500.00 every year toward its maintenance, you would pay $186,010.88 in a 7 year period
toward mortgage payments if your Federal tax rate is 28.000%, you pay $3,900.00 in taxes each year and your annual
insurance rate is $950.00.

When you consider your tax benefits and the appreciation of your home, however, you will actually SAVE money by
purchasing a home. If your home shows an annual appreciation of 4.000% and your selling cost is 7.000%, your house
appreciation value will be $460,576.12. As a result, your total home purchase benefit will amount to $175,620.30.

Mortgage Interest Rates for August 15th, 2014 provided by Prosperity Home Mortgage.

Screen Shot 2014-08-20 at 2.02.01 PM

 

*Rates are subject to change due to market fluctuations and borrower’s eligibility. Payment amounts do not include amounts for taxes and insurance. Actual monthly payment could be higher.

For professional use only. Not intended for consumer distribution.

*Rates are subject to change due to market fluctuations and borrower\’s eligibility. Payment amounts do not include amounts for taxes and insurance. Actual monthly payment could be higher. For professional use only. Not intended for consumer distribution.
(c) 2014 Vantage Production, LLC. All rights reserved.

Be Sociable, Share!