Are you a first time homebuyer? Are you looking to have a loan backed by the Federal Housing Administration?  Some lending companies are easing their credit standards slightly if you qualify for a loan from the FHA; which FHA loans tend to be attractive for first-time homebuyers due to the small down payment requirements making homes more affordable and the possibility of owning a home within reach. If you are considering buying your first home, contact Main Line Realtor Kevin Toll for more information at kevin.toll@lnf.com or 610-609-1096.